Terms of Service

1. Introduction and Acceptance of Terms

1.1 Agreement Overview

These Terms and Conditions ("Agreement" or "Terms") constitute a legally binding agreement between you ("User," "you," or "your") and StablePro Wallet Inc., a Montana corporation ("Company," "we," "us," or "our"), governing your access to and use of the StablePro Wallet application, software, and related services (collectively, the "Wallet" or "Services").

The StablePro Wallet is a non-custodial digital asset wallet designed to provide secure digital asset management, transaction capabilities, and interaction with decentralized applications across supported blockchain networks.

1.2 Acceptance of Terms

By downloading, installing, accessing, or using the StablePro Wallet, you acknowledge that you have read, understood, and agree to be bound by these Terms, our Privacy Policy, and any additional terms, policies, or guidelines incorporated herein by reference. If you do not agree to these Terms, you must not access or use the Wallet.

Your continued use of the Wallet following the posting of any changes to these Terms constitutes acceptance of those changes. We reserve the right to modify these Terms at any time, and such modifications shall be effective immediately upon posting.

1.3 Eligibility Requirements

To use the StablePro Wallet, you must: (a) be at least eighteen (18) years of age or the age of legal majority in your jurisdiction, whichever is greater; (b) have the legal capacity to enter into a binding agreement; (c) not be a resident of, or located in, any jurisdiction where the use of digital asset wallets or blockchain technology is prohibited or restricted by law; (d) not be listed on any government sanctions list or identified as a specially designated national; and (e) comply with all applicable laws and regulations in your jurisdiction.

2. Definitions

For purposes of this Agreement, the following terms shall have the meanings set forth below:

"Supported Blockchain Networks" means the distributed ledger technology networks supported by the Wallet, including all associated protocols, consensus mechanisms, and smart contract functionality.

"Digital Assets" means any digital representation of value or rights that may be transferred and stored electronically using distributed ledger technology, including but not limited to cryptocurrencies, tokens, stablecoins, non-fungible tokens (NFTs), and any other blockchain-based assets supported by the Wallet.

"Private Keys" means the cryptographic keys that provide access to and control over Digital Assets stored in your Wallet, including seed phrases, recovery phrases, and any other authentication credentials.

"Smart Contracts" means any self-executing code deployed on any blockchain network that the user interacts with through the Wallet, which automatically executes predetermined actions when specified conditions are met.

"Transaction" means any transfer, exchange, swap, or other movement of Digital Assets initiated through the Wallet, including interactions with Smart Contracts and decentralized applications.

"Wallet Address" means the unique alphanumeric identifier associated with your Wallet that serves as your public address on a Supported Blockchain Network for receiving Digital Assets.

3. Wallet Services and Functionality

3.1 Description of Services

The StablePro Wallet provides the following core functionalities: (a) secure storage and management of Digital Assets on Supported Blockchain Networks; (b) sending and receiving Digital Assets to and from other wallet addresses; (c) interaction with Smart Contracts and decentralized applications; (d) transaction history viewing and management; (e) multi-signature support for enhanced security; (f) integration with hardware wallets; and (g) cross-chain bridge functionality where supported.

3.2 Non-Custodial Nature

The StablePro Wallet is a non-custodial wallet. This means that you, and only you, have control over your Private Keys and Digital Assets. We do not have access to, custody of, or control over your Private Keys, seed phrases, or Digital Assets. You are solely responsible for the security and management of your Private Keys and any Digital Assets associated with your Wallet.

3.3 Supported Assets and Networks

The Wallet supports Digital Assets on Supported Blockchain Networks and, where applicable, assets bridged from other compatible networks. The list of supported assets and networks may change from time to time at our sole discretion. We do not guarantee support for any particular Digital Asset or network, and the addition or removal of supported assets or networks does not require prior notice.

3.4 Transaction Processing

The Wallet enables you to sign Transactions using your Private Keys. You understand that we do not operate any blockchain protocol, and we do not approve, process, or execute blockchain Transactions on your behalf. When you use the Wallet to initiate a Transaction, the Wallet facilitates the cryptographic signing of the Transaction data using your Private Keys. The signed Transaction is then submitted to the blockchain network through Remote Procedure Call (RPC) providers for validation and inclusion in a block.

You alone are responsible for any Transactions that you engage in using the Wallet. Transaction confirmation times depend on network conditions, transaction fees selected, validator availability, and other factors beyond our control. We do not guarantee Transaction confirmation times, successful Transaction execution, or the performance of any RPC provider or blockchain network.

All Transactions are subject to applicable network fees ("gas fees"), which are determined by the blockchain protocol and paid to network validators. These fees are not set by us and are not retained by us. You are responsible for ensuring sufficient funds to cover Transaction fees before initiating any Transaction. You understand that the cost and speed of blockchain-based systems is variable and may increase dramatically at any time.

3.5 Fees and Charges

The Company charges a service fee of 0.7% on all Transactions conducted through the Wallet ("Service Fee"). This fee applies to swaps, bridges, and any other value transfer initiated through the Wallet.

In addition to the Service Fee, you are responsible for all third-party fees incurred in connection with your Transactions. These fees are passed through to you at cost with no markup and may include: (a) network gas fees paid to blockchain validators; (b) bridge provider fees paid to underlying bridge protocols; (c) liquidity provider fees; (d) RPC provider fees where applicable; and (e) any other fees charged by third-party service providers.

By accepting these Terms and using the Wallet, you acknowledge and agree that the Service Fee of 0.7% and all applicable third-party fees will be automatically deducted from your Transactions. You may view Transaction details, including fees paid, by consulting the relevant blockchain explorer for the network on which your Transaction was processed.

We reserve the right to modify the Service Fee at any time. Changes to the Service Fee will be communicated through the Wallet interface, our website, or other reasonable means prior to taking effect. Your continued use of the Wallet after any fee change constitutes acceptance of the modified fees.

4. User Responsibilities and Obligations

4.1 Security Obligations

You are solely responsible for: (a) maintaining the confidentiality and security of your Private Keys, seed phrases, and any passwords or PINs associated with the Wallet; (b) implementing appropriate security measures on any device used to access the Wallet; (c) ensuring that no unauthorized person has access to your Wallet or authentication credentials; (d) promptly notifying us of any suspected unauthorized access or security breach; and (e) maintaining secure backup copies of your Private Keys and seed phrases.

4.2 Compliance Obligations

You agree to: (a) comply with all applicable laws, regulations, and rules in your jurisdiction, including but not limited to anti-money laundering (AML) laws, know-your-customer (KYC) requirements, tax laws, and sanctions regulations; (b) not use the Wallet for any illegal, fraudulent, or unauthorized purpose; (c) not use the Wallet to engage in market manipulation, wash trading, or any other prohibited trading activity; (d) accurately report all taxable events arising from your use of the Wallet to relevant tax authorities; and (e) cooperate with any regulatory investigation or inquiry related to your use of the Wallet.

4.3 Prohibited Activities

You shall not: (a) use the Wallet to facilitate money laundering, terrorist financing, or any other financial crime; (b) engage in Transactions involving proceeds of illegal activity; (c) use the Wallet to circumvent economic sanctions or embargoes; (d) attempt to reverse-engineer, decompile, or disassemble the Wallet software; (e) introduce malware, viruses, or other harmful code to the Wallet or any blockchain network; (f) interfere with or disrupt the integrity or performance of the Wallet or any network; (g) use automated scripts or bots to interact with the Wallet unless expressly authorized; or (h) misrepresent your identity or impersonate another person or entity.

4.4 Accurate Information

You represent and warrant that all information you provide in connection with your use of the Wallet is accurate, complete, and current. You agree to promptly update any information that becomes inaccurate or incomplete.

5. Risks and Disclaimers

5.1 Digital Asset Risks

You acknowledge and accept that: (a) the value of Digital Assets is highly volatile and may fluctuate significantly in short periods; (b) Digital Assets may lose all or substantially all of their value; (c) past performance of any Digital Asset is not indicative of future results; (d) Digital Assets are not legal tender and are not backed by any government; (e) the regulatory status of Digital Assets varies by jurisdiction and may change; and (f) there may be no secondary market for certain Digital Assets.

5.2 Technology Risks

You acknowledge and accept the following technology risks: (a) blockchain networks may experience congestion, delays, or failures; (b) Smart Contracts may contain bugs, vulnerabilities, or errors that could result in loss of funds; (c) cryptographic technologies may become compromised by advances in computing or cryptanalysis; (d) consensus mechanisms may fail or produce unexpected results; (e) network upgrades or hard forks may affect the value or accessibility of Digital Assets; and (f) the Wallet software may contain errors or vulnerabilities despite our best efforts.

5.3 Regulatory Risks

The regulatory landscape for Digital Assets is evolving and uncertain. You acknowledge that: (a) regulatory changes may adversely affect the value, transferability, or legality of Digital Assets; (b) certain Digital Assets or Wallet features may become prohibited in your jurisdiction; (c) you may be subject to reporting requirements or tax obligations; and (d) regulatory enforcement actions could affect your ability to access or use the Wallet or your Digital Assets.

5.4 No Financial Advice

Nothing in the Wallet or these Terms constitutes financial, investment, legal, or tax advice. We do not recommend, endorse, or advise on any particular Digital Asset, Transaction, or investment strategy. You should consult qualified professionals before making any financial decisions.

6. Intellectual Property Rights

6.1 Ownership

The Wallet, including all software, code, designs, text, graphics, logos, icons, images, and other content, is owned by or licensed to the Company and is protected by copyright, trademark, patent, and other intellectual property laws. All rights not expressly granted herein are reserved.

6.2 License Grant

Subject to your compliance with these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to download, install, and use the Wallet software on devices you own or control, solely for your personal, non-commercial use in accordance with these Terms.

6.3 Restrictions

You may not: (a) copy, modify, or create derivative works of the Wallet software; (b) distribute, transfer, sublicense, lease, or lend the Wallet software to any third party; (c) reverse-engineer, disassemble, or decompile the Wallet software, except to the extent permitted by applicable law; (d) remove, alter, or obscure any proprietary notices on the Wallet; or (e) use the Wallet or any of its components for commercial purposes without our prior written consent.

6.4 Trademarks

"StablePro," "StablePro Wallet," and related logos and names are trademarks or registered trademarks of the Company or its affiliates. You may not use these marks without our prior written permission.

7. Privacy and Data Protection

7.1 Privacy Policy

Your use of the Wallet is subject to our Privacy Policy, which describes how we collect, use, store, and protect your personal information. By using the Wallet, you consent to our collection and use of information as described in the Privacy Policy.

7.2 Data Collection

While the Wallet is non-custodial and we do not have access to your Private Keys or Digital Assets, we may collect certain information to provide and improve the Services, including: (a) device information and identifiers; (b) usage data and analytics; (c) IP addresses and location data; (d) Transaction metadata (but not Private Keys or seed phrases); and (e) information you voluntarily provide to us.

7.3 Blockchain Data

You understand and acknowledge that Transactions conducted through the Wallet are recorded on public blockchain networks and may be visible to third parties. We have no control over information recorded on any blockchain and cannot delete or modify such information.

8. Limitation of Liability and Indemnification

8.1 Disclaimer of Warranties

THE WALLET AND SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE WALLET WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

8.2 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING BUT NOT LIMITED TO DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR IN CONNECTION WITH YOUR USE OF OR INABILITY TO USE THE WALLET, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

OUR TOTAL AGGREGATE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE WALLET SHALL NOT EXCEED THE GREATER OF (A) ONE HUNDRED U.S. DOLLARS ($100.00) OR (B) THE AMOUNT YOU PAID TO US, IF ANY, FOR USE OF THE WALLET IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM.

8.3 Indemnification

You agree to indemnify, defend, and hold harmless the Company, its affiliates, and their respective directors, officers, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or in connection with: (a) your use of the Wallet; (b) your violation of these Terms; (c) your violation of any applicable law or regulation; (d) your violation of any third-party rights; or (e) any Transaction you conduct through the Wallet.

9. Dispute Resolution and Arbitration

9.1 Informal Resolution

Before initiating any formal dispute resolution proceeding, you agree to first contact us at [email protected] to attempt to resolve any dispute informally. We will attempt in good faith to resolve any dispute within thirty (30) days of receiving notice.

9.2 Binding Arbitration

If we cannot resolve a dispute informally, you and the Company agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Wallet ("Dispute") shall be resolved exclusively through final and binding arbitration administered by JAMS in accordance with its Comprehensive Arbitration Rules and Procedures. The arbitration shall be conducted by a single arbitrator.

9.3 Arbitration Location and Remote Participation

The arbitration may be conducted: (a) in Wilmington, Delaware; (b) in the county where you reside; or (c) by videoconference or telephone, at the election of either party. For claims of Ten Thousand U.S. Dollars ($10,000) or less, the arbitration shall be conducted remotely by videoconference or telephone unless both parties agree to in-person proceedings. The Company shall bear the costs of the arbitration filing fees for claims of Ten Thousand U.S. Dollars ($10,000) or less brought by individual consumers.

You and the Company agree that either party may participate in arbitration proceedings remotely via videoconference, telephone, or other electronic means, and that such remote participation shall be deemed equivalent to in-person appearance for all purposes under these Terms and applicable arbitration rules.

9.4 Class Action Waiver

YOU AND THE COMPANY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING.

The arbitrator may not consolidate more than one person's claims and may not preside over any form of class or representative proceeding.

9.5 Exceptions

Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual property rights or confidential information.

9.6 Opt-Out Right

You may opt out of this arbitration agreement by sending written notice to [email protected] within thirty (30) days of first accepting these Terms. Your notice must include your name, mailing address, and a clear statement that you wish to opt out of the arbitration agreement. If you opt out, all other provisions of these Terms will continue to apply.

10. Governing Law and Jurisdiction

10.1 Governing Law

These Terms and any Dispute shall be governed by and construed in accordance with the laws of the State of Delaware, United States of America, without regard to its conflict of law principles. The parties acknowledge that Delaware law is chosen for its well-developed body of corporate and commercial law, regardless of the Company's state of incorporation.

10.2 Jurisdiction

Subject to the arbitration provisions above, you agree that any legal action or proceeding relating to these Terms or the Wallet shall be brought exclusively in the state or federal courts located in Wilmington, Delaware, and you consent to the personal jurisdiction of such courts.

10.3 Waiver of Jury Trial

TO THE FULLEST EXTENT PERMITTED BY LAW, YOU AND THE COMPANY EACH WAIVE THE RIGHT TO A TRIAL BY JURY IN ANY LEGAL PROCEEDING ARISING OUT OF OR RELATING TO THESE TERMS OR THE WALLET.

11. Termination

11.1 Termination by You

You may terminate your use of the Wallet at any time by uninstalling the Wallet software from your devices. Termination does not affect your ownership of Digital Assets or your responsibility for any pending Transactions.

11.2 Termination by Company

We may suspend or terminate your access to the Wallet at any time, with or without cause, and with or without notice. Grounds for termination include, but are not limited to: (a) violation of these Terms; (b) suspected fraudulent, abusive, or illegal activity; (c) requests by law enforcement or government agencies; (d) technical or security issues; or (e) extended periods of inactivity.

11.3 Effect of Termination

Upon termination: (a) your license to use the Wallet is immediately revoked; (b) you must cease all use of the Wallet and delete all copies; (c) provisions that by their nature should survive termination shall survive, including Sections 4, 5, 6, 8, 9, 10, and 12; and (d) you remain responsible for any pending Transactions and may access your Digital Assets through alternative means using your Private Keys.

12. General Provisions

12.1 Entire Agreement

These Terms, together with the Privacy Policy and any other agreements expressly incorporated by reference, constitute the entire agreement between you and the Company regarding the Wallet and supersede all prior agreements, understandings, and communications.

12.2 Severability

If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable while preserving the parties' original intent.

12.3 Waiver

Our failure to enforce any right or provision of these Terms shall not constitute a waiver of such right or provision. Any waiver must be in writing and signed by an authorized representative of the Company.

12.4 Assignment

You may not assign or transfer these Terms or any rights hereunder without our prior written consent. We may assign these Terms without restriction. Subject to the foregoing, these Terms shall bind and inure to the benefit of the parties and their respective successors and assigns.

12.5 Force Majeure

We shall not be liable for any failure or delay in performance resulting from causes beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, embargoes, acts of civil or military authorities, fire, floods, accidents, pandemic, strikes, or shortages of transportation, facilities, fuel, energy, labor, or materials.

12.6 Notices

We may provide notices to you by posting on the Wallet, sending to your email address on file, or by other reasonable means. You may contact us at the address listed in Section 14 or via email at [email protected].

12.7 Relationship of Parties

Nothing in these Terms creates any agency, partnership, joint venture, or employment relationship between you and the Company. You do not have any authority to bind the Company in any respect.

12.8 Third-Party Beneficiaries

These Terms do not confer any rights or remedies upon any person other than you and the Company, except that our affiliates, directors, officers, employees, agents, and licensors are intended third-party beneficiaries of the limitation of liability and indemnification provisions.

12.9 Export Compliance

The Wallet may be subject to U.S. export control laws and regulations. You agree to comply with all applicable export and re-export control laws and regulations, including the Export Administration Regulations maintained by the U.S. Department of Commerce and sanctions programs administered by the Office of Foreign Assets Control.

12.10 Headings

The section headings in these Terms are for convenience only and have no legal or contractual effect.

12.11 Language

These Terms are drafted in English. In the event of any conflict between the English version and any translation, the English version shall prevail.

13. Amendments to Terms

We reserve the right to modify, amend, or update these Terms at any time in our sole discretion. We will notify you of material changes by posting the updated Terms on the Wallet or by other reasonable means. Your continued use of the Wallet after the effective date of any changes constitutes your acceptance of the modified Terms.

We encourage you to review these Terms periodically to stay informed of any updates. The "Last Updated" date at the top of these Terms indicates when they were last revised.

14. Contact Information

If you have any questions, concerns, or feedback regarding these Terms or the StablePro Wallet, please contact us at: